In-Chat Payments

Send and Receive Tokenized Dollars Right in Your Chat

Ready to use the moment you activate the wallet in the EXTRA SAFE app. Keep stablecoins in a self-custodial wallet, send them to any contact, not an address, as natural as sending a message — the gas settles in stablecoins. Native tokens like ETH and AVAX send the same way, right from the same menu.

Phone showing a chat with a token transfer, orbited by supported network token icons

Use Cases

What You Can Do With Assets in EXTRA SAFE Chat

FAQs

  • What is a stablecoin?

    A stablecoin is a token backed one-to-one by a fiat currency, typically the US dollar: one USD₮ or USDC is worth one dollar. The value stays steady while the token moves with the speed and transparency of blockchain networks — 24/7, across borders.

  • What does it cost to send stablecoins?

    EXTRA SAFE is free to download and use for chats, calls, and receiving funds. Fees apply to sending, swapping, and gifting assets. Read more about it in our Help Center: What does EXTRA SAFE cost?

  • Why do people call them tokenized dollars?

    Because that's what they are: US dollar-backed stablecoins hold a steady dollar value, and they live on-chain — a transfer reaches anyone, anywhere, in seconds, straight from one wallet to another.

  • What can I do with assets in EXTRA SAFE right now?

    Hold stablecoins and native tokens in the built-in self-custodial wallet, send them in chat to a contact by name or EXTRA SAFE number, and receive them the same way. Gas fees are settled in the asset you send, so there's no need to hold native coins separately. You can also gift stablecoins to someone who isn’t on EXTRA SAFE yet using a Gift Link.

  • Do I need any experience with tokens to get started?

    Open the Wallet tab and it's set up in seconds — keys generated on your device, backed by a 12-word phrase. Holding, receiving, and sending work right away: a transfer goes out the same way you'd share a file in chat, and the on-chain layer stays behind the scenes.

  • Can I send ETH or AVAX too, or only stablecoins?

    The same chat and wallet flow sends any supported token — USD₮, ETH, AVAX, and more. Stablecoins are the default for everyday transfers since the value stays steady, but nothing stops you from sending native tokens the same way.